Real Estate Articles
Real Estate Articles
Fighting A Case of Eminent Domain
First what is eminent domain? Eminent domain is the power of the government, granted by federal and state constitutions, to take private property for public use. The reasons vary. It can be taking land for schools, highways and roads or redeveloping a community and selling the land to a private developer. if the government can prove it is for the public good and an area is blighted.
Buying and Managing Real EstateMore
Buying and Managing Real Estate
Protect Yourself from Mortgage Loan Fraud
You hear a lot of mortgage loan fraud in the news these days. Especially since the sub-prime mortgage fiasco. Many borrowers were put into loans...
The real estate Truth-in-Lending Act, TILA, or Regulation Z was originally passed to provide borrowers with as much detail as possible regarding the costs and terms of any loan they apply for so they can make an informed decision about their credit, loan, and which lender they would rather use. Regulation Z also empowers consumers by giving them the right to withdraw from some credit or loan contracts that expose their primary residence to liens or legal claims.
What Led to the Mortgage Crisis?
A subprime loan is a loan that is offered to subprime borrowers who do not qualify for conventional loans usually because of credit issues. Subprime borrowers have a higher rate of defaulting on the debt repayment and the interest rate on the loan is usually higher or the terms are such that it is impossible for the borrower to repay the loan. This is one of the primary factors which has led to the sky rocketing level of mortgage defaults and foreclosures.
Renting an Apartment or HouseMore
Renting an Apartment or House
Settling Landlord and Tenant Disputes
Common Disagreements and Disputes
Renting your property without a written rental agreement or lease is a bad idea and could create problems down the road. The landlord tenant laws are complicated with city, county, state and federal laws and regulations. Landlords and tenants...
Ending Tenancy of a Rental Unit
When you are ready to move out, and your lease is up, then moving out is pretty straightforward. However, there a re many situations where the terms of the lease will need to be changed, or when circumstances...