Chapter 13 Bankruptcy

Chapter 13 is one of several different types of bankruptcy that allow you to repay your debts, or relieves you of your responsibility to pay off your debts. There are two types of bankruptcy, liquidation and reorganization. Chapter 13 bankruptcy is a reorganization bankruptcy that is designed to help consumers create a plan for repaying debts rather than simply discharging them completely. This is the more advantageous form of bankruptcy because it does not put as negative a mark on one's credit report.

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