According to the Center for Disease Control and Prevention (CDC), a traumatic brain injury (TBI) is caused by a blow or jolt to the head or a penetrating head injury that disrupts the normal function of the brain.
To further understand the scope and effect of TBI, here are some traumatic brain injury statistics:
Whether the effect is mild or severe, the effects of TBI on a person’s life can be profound. Some severe traumatic brain injury victims can be left in long-term unresponsive states (i.e coma or brain damage) or become paralyzed. Long-term rehabilitation and treatment is often necessary to maximize function and independence.
Prevention is always better than a pound of cure, while helmets for motorcycle riders and construction workers would greatly minimize the risk of incurring TBI, accidents such as mild traumatic brain injury can still happen.
For employees who got hurt or suffer TBI while on the job, workers’ compensation would cover the damages.
All employers are required by law to pay for workers' compensation benefits. Workers' compensation insurance provides six basic benefits: medical care, temporary disability benefits, permanent disability benefits, supplemental job displacement benefits or vocational rehabilitation and death benefits.
On the other hand, for victims of motor vehicle crashes which resulted to TBI, it is important to get a lawyer especially since the medical expenses for TBI can cost a fortune. It is important to not just easily accept any settlement offered by the insurance company as the effects of the injury can be more long-term or debilitating as time goes by.
However, for family members who’ve lost a loved one because of TBI, and if death was caused through the fault of another, they may file a claim for wrongful death. A wrongful death claim will provide compensation for the survivors’ loss such as lost wages from the deceased, lost companionship, and funeral expenses.
TBI should never be taken lightly and in the face of such injury, everyone should think twice about the actions they take because these bear long-term repercussions on the lives of everyone involved.