Believe it or not, bodily injury liability coverage is not required in Florida. Statistics show that nearly one-third of the drivers in Florida are driving without bodily injury liability coverage. With the economy the way it is now, this number will likely increase as people search for ways to cut expenses.
There is a way to protect yourself though--uninsured motorist coverage. Uninsured motorist (UM) coverage is insurance that you buy that protects you and your family if you are injured in a car accident caused by a driver who did not carry bodily injury coverage. Your insurance carrier stands in the shoes of the at-fault driver and compensates you for your injury. In return, they can sue the at-fault driver and attempt to collect their money back.
Check your insurance coverage now--before a car accident. If you don't have uninsured motorist coverage, get it now to protect you and your family. If you don't have stacked UM coverage, you should get that as well. The cost of premiums will be well worth it if you are injured in a car accident.
For more information about your rights and responsibilities after a Florida car accident, contact Personal Injury Attorney Matthew Noyes.
|The content of this article is provided for informational purposes only. If you need legal assistance, consult with Matthew Noyes or a Lawyer in your area to discuss your case.