MICHIGAN'S NEW AUTOMOBILE INSURANCE LAW

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Alexander & Angelas, PC  Profile Image

Alexander & Angelas, PC

Bingham Farms, MI

Practice Areas

Auto Accident, Wrongful Death

Michigan drivers can now reduce their automobile insurance premiums by reducing the medical coverage. However, drivers must make sure that the personal medical insurance covers automobile accident-related injuries. Prior to the change in the law, Michigan was one of the only states requiring unlimited medical coverage included in automobile insurance policies.

Under the new law, an at fault driver may be sued for excess medical expenses incurred over the lower limit that the injured person may have selected. This is in addition to non-economic damages which include pain and suffering, mental distress and anxiety.

With the change in the law, mini-tort has increased to $3000. This means that if you are less than 50% at fault for an accident, the other driver can be sued for your vehicle damage up to $3000. The prior limit was $1000.

New minimum liability limits were also increased from $20,000 to $50,000. You still have the option to purchase higher amounts.

If you have any questions on these or other personal injury

related matters, please call John Alexander at 248-290-5600 for a free

consultation via phone, zoom, or in person.

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By clicking "Find a Lawyer", you agree to the Martindale-Nolo Texting Terms. Martindale-Nolo and up to 5 participating attorneys may contact you on the number you provided for marketing purposes, discuss available services, etc. Messages may be sent using pre-recorded messages, auto-dialer or other automated technology. You are not required to provide consent as a condition of service. Attorneys have the option, but are not required, to send text messages to you. You will receive up to 2 messages per week from Martindale-Nolo. Frequency from attorney may vary. Message and data rates may apply. Your number will be held in accordance with our Privacy Policy.

You should not send any sensitive or confidential information through this site. Any information sent through this site does not create an attorney-client relationship and may not be treated as privileged or confidential. The lawyer or law firm you are contacting is not required to, and may choose not to, accept you as a client. The Internet is not necessarily secure and emails sent through this site could be intercepted or read by third parties.

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