You may have heard the term "at-will employment". But what does that mean for you? If you have become employed but have no contract, you are employed at-will. Your employer is allowed to terminate you for any legal reason or no reason at all, at any future date. You may not be fired due to your age, race, or sex. You may not be fired for having or sustaining a disability, or becoming pregnant. You may not be legally terminated because of your nationality or religious beliefs.
Indiana is something of a special case when it comes to contracts and at-will employment. The existence of a written contract is not considered to override your at-will status. If you want protection from termination for no cause or any legal cause, be sure that your contract specifically states which situations will allow your employer to terminate your business relationship.
If you are injured on the job or due to your job, you are entitled to some form of monetary compensation. The amount will depend largely upon the type of injury or disability sustained. Every case will be different.
In Indiana, you are considered to have a temporary total disability if you cannot work at all for a period of time, but are expected to be able to work again in the future. In this case, you can receive up to two-thirds of the amount you would have received at your job in one week. You can collect this compensation for up to 500 weeks under the current laws.
If you have a temporary partial disability that indicates that you are somewhat unable to work for a time. This can cause you to have to work for a shorter time or in a lower-paying job. You are entitled to two-thirds of the difference between your wages before and after the injury. You can only receive this compensation for 300 weeks.
A permanent total disability occurs when you are not going to be able to work anymore due to your injury. You can receive two-thirds of the average weekly payment that you would have received before the injury. If your injury happened on January 1, 1998 or later, you can receive a minimum of $75,000.
As odd as it may seem, this system benefits both the injured employee and the employer. The employee has the advantage of getting guaranteed help with the hardships brought on by the disability, while the employer is safe from lawsuits related to the injury.