Applying for Social Security Disability Benefits can be confusing and difficult. The first step in obtaining benefits is to either contact a Social Security Disability Attorney to help you with your application or you can make an appointment yourself to fill out the application for Social Security disability benefits at your local social security office. You can also visit the Social Security Administration's website at www.ssa.gov and file a claim for SSDI — but not for SSI. SSI is the social security benefit for people that are disabled and have very low or no money at all. For SSI benefits, it doesn't matter that you have worked recently or not. What matters is that you are disabled and that you really don't have any resources to help you make ends meet. Because the social security administration has to look at your financial situation before you receive SSI benefits, you are required to go to a local social office to apply and review your financial situation.
SSDI or what many people simply call "disability benefits" is based on your past work record and you must have worked in the recent past to qualify for these benefits. You must also show that you have been or expect to be disabled for at least 12 months to qualify to SSDI. Because you don't have to document your income or resources, you can apply for SSDI online at ssa.gov. or you can retain an attorney to help you apply.
An experienced Social Security Disability Attorney can help you with either application and help you through the process. It is also important to remember that if you are denied for benefits, you only have 60 days to appeal the denial.