Mental illnesses are a reality and a condition that leads to the affected adults losing their ability to work and live normally, thus making claims for and seeking out SSDI benefits. Anxiety-related issues affect nearly 40 million adults (18 years and older) while only about 37% of the affected people take any form of treatment for their condition.
Although SSDI benefits are available, it is vital that claim examiners understand the full extent of the disability as outlined on the claim. Disability examiners must be convinced of the mental illness leading to disability, thus proving the individual eligible for an SSDI claim.
Review these checkpoints before filing a claim for SSDI benefits for your mental illness:
1. Outline and Define the Condition Accurately
It is imperative that you accurately highlight the mental condition. If this is not done, the claim can go unapproved. Apart from disability examiners not understanding the full extent of the disability, there is also a chance of the application being viewed as a false claim. To some extent, this happens because there is confusion regarding mental illnesses, particularly anxiety and related disorders which are sometimes viewed as conditions that may be faked or are curable and not disabling in reality.
2. Understand SSDI listings for Mental Illnesses
One of the first things that the disability examiners refer to when reviewing claims is the official SSDI listing. Unless the application lists the condition as one that is present and meets the eligibility criteria within the official listings, it is likely to be rejected. Elements of the official listing include:
* Psychotic disorders
* Affective disorders such as Bipolar and Depression
* Anxiety-related disorders, including phobias and panic attacks
* Substance addiction disorder
* Developmental disorders, including Autism
3. Understand the Process of Filing a Disability Claim for Mental Illnesses
When filing for a disability case for a mental illness, remember you can never be cautious enough. It is ideal to work closely with a professional to ensure you file your claim per regulations. You need to be sure you provide the required documents that track your disability thoroughly, providing medical records and doctor’s reports.
Note that certain mental disorders have symptoms that go dormant for a while, only to recur at a later point in time. However, the recess between the occurrences is not enough to allow the individual to pursue gainful employment, and hence the dependence on disability benefits. Hiring a Social Security Disability attorney can prove to be extremely useful in ensuring claim approval. From collating the documents, to presenting proof of medical disability, to ensuring the records are in place, a professional helps take the hassle out of a situation that can otherwise be extremely stressful.Call (855) 254-7841 for immediate assistance from professional help in filing a disability claim for mental illnesses.