Common Causes of Car Accidents and What to Do If You Become Involved in One

Was a police report filed?
  • While some car crashes are seemingly unavoidable, there are certain things you can do to lessen the possibility of being involved in one. However, if you do become involved in a crash, you're not helpless.

    For those who drive on a regular basis instead of taking public transportation or biking, the risk of being in a car accident is obviously higher. And while it seems like sometimes an accident was completely unpreventable, most of the time they could have been. Thankfully, most people on the road have insurance and because of that, if you get involved into a crash it can get sorted out relatively easily. However, there are some things you can do to be a proactive, safe driver. The top causes of car accidents are easy to avoid, but if you get into an accident, talking to a car accident lawyer can help you figure out what you should do next. With that said, here are some of the most common causes of car accidents, and instructions on what to do if you become involved in such accidents.

    1. Distraction
    Distracted driving is a huge problem. Things like your phone can cause you to be distracted . as can changing the radio station, looking at your GPS map, eating, putting on makeup, etc. Keep your eyes on the road at all times.

    2. Speeding and Recklessness
    When you're speeding, you have less time to react to things going on around you, and reckless driving is even worse. Be mindful of the speed limit where you're at and keep to it.

    3. Driving Under the Influence
    If you suspect that someone is about to get behind the wheel even though they've been drinking, try and convince them not to. Take their keys, offer to drive them, etc. If you're impaired, staying off of the road is the number one way to prevent an accident.

    4. Weather
    Rain and snow can make the roads slippery, and many people are simply in a rush to get to where they're going and so do not adjust the way they drive during bad weather. Keep a bigger distance between you and other cars, and drive more slowly when it's raining or snowing.

    What to Do When You Get Into A Car Accident

    Sometimes, despite all of our best efforts, car accidents still happen. If you become involved in a car accident, the first thing to do is pull your car to a safe space so that no other accidents are caused. Next, call police so they can come to file a report of the accident. Not only does this help with insurance claims, but it also establishes who was at fault for the accident. Even if you were at fault, you need to file a report. Also, if you are injured, let the 911 operator know and they can send an ambulance. Next (provided you are not hurt), exchange insurance information with the other driver and take down as many details about what happened at the time of the accident. After this is all taken care of, it's time to talk with your insurance agent and, perhaps more importantly, a car accident or personal injury attorney.

    Car accident attorneys will help you sort through the chaos that follows a car crash. Insurance companies may try to pin blame on you to avoid paying out, and the companies may try to drop you altogether as a client. Lawyers know the tricks that insurance agents play in order to avoid reimbursing people who have been in an accident, and they have their own tricks to counter.

    One thing that is important to do is not sign any paperwork from your insurance company without first consulting a lawyer. Insurance companies may try to get you to agree to a settlement much lower than you deserve, so it's ideal to bring the claim to a lawyer who has a better knowledge of what your case is worth.

    If you think that you can't afford a car accident lawyer and should instead just go for whatever the insurance agents offer as a safeguard, think again. Many lawyers who deal with cases like these work on a contingency basis. What does that mean for you?

    Contingency means that when a lawyer takes on a case, they only receive payment if they win a settlement for their client. This is why it is to your benefit to contact a car accident lawyer after a wreck—they'll work hard for you to get the compensation you deserve, because if they don't, no one gets paid.

    When you're involved in a car accident, remember: get off of the road, call the police, call your insurance agent, and finally, contact a car accident lawyer. You deserve to be compensated fairly for the crash, and that includes medical bills, damages to your car and other property that was damaged in the wreck, and other costs, like lost wages from missed work.

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