When you're the victim of a car accident, physical injury is often the most obvious consequence. Aside from the burden of recovering from your injuries and attempting to return to a "normal" way of life as soon as possible, however, there are many other potential consequences that you could be suffering as a result of your accident.
1. Financial Setbacks
The financial setbacks associated with a car accident can be severe. More than likely, you have medical bills piling up that may or may not be covered by the responsible party's insurance company. If your car was seriously damaged in the accident, you may also have auto repair bills or the cost of replacing your car on your shoulders (especially if you didn't have comprehensive/collision coverage on your vehicle). These expenses can add up and take a serious toll on your life.
2. Inability to Work
Depending on the severity of your injuries, you may also find yourself unable to work during your recovery. And if your job doesn't provide the perk of paid sick leave, this could mean additional lost wages until you've recovered enough to return to work. At the same time, you may suffer from the frustration of being unable to work and be productive.
3. Lack of Transportation
If your car was totaled as a result of the accident or is currently awaiting repairs, you may also find yourself facing a lack of transportation. This can make it difficult to complete even the most basic of daily chores and tasks, such as taking the kids to school or going out to buy groceries. Even if your injuries didn't render you unable to work, your lack of reliable transportation to and from work every day could put your job in jeopardy unless you have a very understanding employer. You may incur additional costs related to acquiring temporary transportation via taxi, rental car, or other means.
4. Insurance Rate Increases
Unfortunately, even if you weren't at fault for your accident, there's a good chance your auto insurance company will still increase your rates once they find out about your accident. You may be surprised to see just how much your monthly premium can increase with even one accident on your record, and that rate increase will likely remain for as long as your accident is on your driving record. This can even further contribute to the financial burden already associated with your accident and may make it difficult to afford your insurance.
5. Emotional Hardship
Last but not least, there's also the emotional hardship and pain and suffering that come along with being injured in an auto accident. Many people who suffer from debilitating accident injuries feel as though their sense of personal autonomy has been stripped from them. You may feel upset at your inability to go about your day-to-day life and complete tasks that used to be so essential to you, such as caring for your children or succeeding in your career. The emotional toll of an auto accident can have far-reaching effects.
For some, post-traumatic stress disorder is another potential concern following an auto accident. You may have a hard time getting behind the wheel of your car for fear of being in another accident, or you may experience panic attacks or serious anxiety over even being in a car.
These are just a few of the lesser-known consequences of being injured in an auto accident. The good news, however, is that you may be entitled to financial compensation for these factors if they apply to you. Be sure to act quickly, however, and obtain professional advice from an experienced auto accident attorney before moving forward. From there, you can make sure your best interests will be well represented.