How Does a Personal Injury Claims Process Work?

By only using words, an insurance company will not pay for your claim. You must prove that you sustained injuries (which directly resulted from the wreck), and you will have to prove the level of expense that the injuries cost.

Approaching a case but lacking witness testimonies, a police report, and medical bills, the case would be considered a "weak" case.

What Type of Records Are Needed?


Photographs are very important, and in a personal injury claim, this can be considered to be a key part of evidence. Pictures that show the scene of the wreck, the property damage made to the vehicles, and the injuries involved are very important in winning a personal injury claim. Even though memories can be forgotten and stories altered, pictures can last a very long time.

Similar to memories, bruises and scars can fade throughout time as well. Pictures that show bruises, cuts, strains, and another bodily disfigurement that were caused by a wreck can be very important to a case. Taking pictures of any of the injuries were sustained, as well as taking photographs of the healing process can provide the insurance company with a clearer idea of the situation that you are in. For instance, if an injured victim is on crutches, a cast, or is in a wheelchair for a moment after the accident, a photographs can show the case (and jury) the seriousness of the situation. Photographs can show that the period of time after an accident can be difficult.

Trails from Records and Paper

Furthermore, it is imperative to maintain all of the records and paperwork (including medical expenses and notes created for days from work that were missed) that are related to a claim. This will help record how much the wreck is costing. Also, notes from a physician concerning missed work time should be kept. (There is a possibility that this type of information will not be kept in the physician's medical charts, but this will be used to legitimize any missed wages that you may incur).

Testimonies from Witnesses

Also, it is important to get testimonies from the people who viewed the wreck so they can testify in a case. If the person that viewed the accident was a third-party pedestrian bystander, this can become very important as well. Essentially, witness testimonies can be a key part of evidence for a case.

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