When the unthinkable happens and you find yourself injured from a car accident, there are likely several questions that race through your mind. Such questions include whether or not you need to go to the emergency room, what to do about insurance claims, vehicle damage and much more. Here are answers to your most common questions regarding car accident medical claims:
1) I Feel Fine. Do I Still Need to See My Doctor After My Accident?
Absolutely. Even if you feel okay right after the accident occurs, it is still very possible for injuries to reveal themselves in the days or weeks following the collision. You could still be suffering from internal injuries despite feeling fine, so it's imperative to receive medical attention following any accident, no matter how minor the accident seems.
2) Who Pays For My Medical Bills If I've Been Injured in a Car Accident?
In an ideal situation, the liable insurance company would cover all the medical expenses. Unfortunately, these insurance companies often dispute such claims, making it difficult to receive compensation for injuries in a timely fashion. If this is true for your case, have your health insurance cover medical bills and receive reimbursement from the liable insurance company during settlement.
3) The Insurance Company is Disputing My Injuries. What Should I Do?
A sad fact regarding automobile accidents is pain and injury, oftentimes so severe the injured party has to live with it permanently. It is therefore the job of your personal injury attorney to meticulously detail the physical and or mental impairments you are dealing with so the other driver's insurance company understands exactly what happened. If your injuries were such that you cannot work or otherwise enjoy your life as you once did, you are likely eligible for a larger settlement. It is essential that you continue with any medical treatment until your doctor states otherwise. Your attorney will pursue the case noting that you didn't forgo or stop treatment, and will discuss any remaining pain and limitations with the at-fault driver's insurance company.
4) What If I Wasn't Wearing a Seatbelt at the Time of the Accident? Can I Still Receive Compensation?
This depends on where the accident occurred. Not wearing your seatbelt in some states will mean reduction if not negation of compensation for damages incurred, as failure to wear the seatbelt results in more serious injuries. However, not all states adopt this policy. Your attorney will inform you as to the state's laws and what damages you are eligible for.
5) Do I Release My Medical Records to the Other Driver's Insurance Adjuster?
No! Medical record releases should be signed only under very specific circumstances following consultation with a qualified personal injury trial attorney. Medical records in the hand's of the other driver's insurance adjuster could harm your case.