Chapter 13 is one of several different types of bankruptcy that allow you to repay your debts, or relieves you of your responsibility to pay off your debts. There are two types of bankruptcy, liquidation and reorganization. Chapter 13 bankruptcy is a reorganization bankruptcy that is designed to help consumers create a plan for repaying debts rather than simply discharging them completely. This is the more advantageous form of bankruptcy because it does not put as negative a mark on one's credit report.

Chapter 13

All Chapter 13 Articles

Filing a Chapter 13 Bankruptcy

Chapter 13 bankruptcy is sometimes referred to as ‘wage earners’ bankruptcy. This is because it gives individuals the ability to rebuild their e...

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Chapter 13 Eligibility

For reasons of circumstance or incompetence, bankruptcy is sometimes the only option.   However, before considering filing for bankruptcy one mus...

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Personal Bankruptcy Options

Personal bankruptcy is the determination that an individual is insolvent and is unable to pay their creditors.  Personal bankruptcy is classified by...

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Stop Foreclosure with Ch 13

It is a sign of the times that almost on a daily basis we are hearing reports that the number of foreclosed homes is increasing as more...

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Guide to Chapter 13

To many, the thought of filing for bankruptcy probably conjures up images of losing their homes, cars, assets and personal belongings. While Chapter...

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Ch. 13 Dischargeable Debts

On completion of all the payments prescribed under the Chapter 13 plan a debtor is entitled to be discharged. However, there are certain debts that ...

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Individual Debt Reorganization

Chapter 13 is sometimes called a “wage-earner’s plan” in that it allows a person who has a steady income to reorganize debts over a fixed peri...

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Chapter 13 Bankruptcy

Chapter 13 bankruptcy offers a debtor adjustment of debts if the petitioner has a regular income.  The petitioner has the opportunity to keep his/h...

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