Vulcan Legal Group is a full service law firm based in Birmingham, Alabama. Our focus is consumer protection including bankruptcy, foreclosure defense, creditor harassment, FDCPA and FCRA claims. We also assist individuals and businesses in matters related to immigration law and business law.
Filing for bankruptcy can be an overwhelming experience. It is a time when people feel vulnerable. Unfortunately it is also a time of careful planning and important decisions. We are dedicated to providing our clients with the best possible outcomes. We explore every option including lien stripping (discharging second-mortgages), cram-downs (reducing car payments to the actual value of the car), and negotiating mortgage arrears.
If any of the foregoing examples sounds familiar to you, then you may need to hire an attorney. Your home is likely the most valuable asset that you own. Unfortunately, the rise of securitization and servicing has resulted in homeowners being forced into foreclosure wrongfully. We have successfully defended against wrongful foreclosure actions even after a foreclosure sale has occurred.
Creditor Harassment (FDCPA)
Some debt collectors cross the line from debt collection into harassment, in violation of the law. Among other things, it is illegal for debt collectors to call you after 8 p.m., or at work, or even on your cell phone. We can stop the harassing phone calls and sometimes even collect damages.
FCRA (Credit Reports)
Credit scores are becoming increasingly important. A low score means you will pay more for credit and can even stop you from getting certain jobs. If a creditor continues to report false information, you may be entitled to monetary damages.
Choosing the right lawyer is one of the most important steps that you take on the path to financial recovery. That is why we offer free consultations. We encourage potential clients to come in and meet with us before they make that decision. Before you give in to harassing creditors or intimidating foreclosure notices, call and schedule a free consultation.
Additional areas of practice:
oÂ Â Business Formation
oÂ Â Licensing
oÂ Â Business Consulting
oÂ Â Contract Disputes
oÂ Â Immigration Compliance
oÂ Â Document Preparation/Document Review
oÂ Â Deportation
oÂ Â Green Cards
oÂ Â Visa (Student, Family, Employment)
oÂ Â Citizenship
If you or a loved one needs the help of an committed Birmingham, Alabama Attorney, call Vulcan Legal Group LLC today at 205-202-5190, or complete the contact form provided on this site to arrange your free initial consultation.
-Born and raised in Huntsville, Alabama, Richard Rice received his
undergraduate degree at the University of Alabama, where he graduated
with a B.S. in Economics. In 2004, Mr. Rice graduated from the
University of Alabama School of Law with a J.D. After graduation in
May 2008, he joined up with a political consulting firm. In this capacity he worked to promote democratic and progressive principles by organizing individuals, groups, civic organizations and other affiliates. He was licensed to
practice law and admitted to the Alabama Bar in 2010 where he is a
member in good standing. He is licensed to practice law in all Alabama
State Courts and the U.S. District Courts for the Northern District of
While Mr. Rices practice encompasses all aspects of the law, he has
distinguished himself in consumer bankruptcy, small business law, and
legal representation of consumers in the financial market place.
Richard Rice is committed to excellence in his practice and service to
B.S. Economics University of Alabama, Commerce and Business Administration
J.D. University of Alabama School of Law
Contract Dispute Resolution