Peter Parker

Have you been pulled over by the police and issued a traffic ticket? . . . driving too fast . . .thought the light was yellow . . . forgot to signal your turn? All these are moving violations and can adversely impact your driving record.

Insurance companies, the state driver's license bureau, and often your employer will monitor your driving record. Moving violations can increase your insurance premiums or cause you to lose that insurance altogether . Then you can find yourself in the high risk pool.

The state may suspend your driver's license if you accumulate too many moving violations in a year (Kansas) or too many points (Missouri). Finally, employers are increasingly forced to monitor their employees' driving records because the employer's own insurance contracts demand safe driving records of individuals driving company-owned vehicles or even employee-owned vehicles.

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