Law Offices of Eric T. Johnson

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Greetings! My name is Eric Johnson. The attorneys at my firm, The Law Offices of Eric Johnson practice Bankruptcy Law, Workers Compensation Law, and Social Security Law in the State of California. I have been practicing law for several years in the Greater San Francisco Bay Area. I am passionate about the practice of law and a strong advocate for my clients.

The Law Offices of Eric Johnson currently provides Chapter 7 and Chapter 13 Bankruptcy Petition Preparation and Attorney Representation. For under $2000, we can file your Chapter 7 bankruptcy. For Chapter 13 Bankruptcies, we offer $300 off your Attorney Fees. Contact our office to get a quote!

The Law Offices of Eric Johnson provides a free 1/2 hour initial consultations to address each potential client's situation and let them know of their options so they can make an informed decision on whether to file for bankruptcy.

The Law Offices of Eric Johnson is ready to help you file for bankruptcy and make the phone calls stop. We've helped numerous clients absolve themselves of debt and can do the same for you. Some advantages to filing Bankruptcy with the Law Offices of Eric T. Johnson include:

* Stopping Foreclosure

* Stopping wage garnishment

* Getting rid of your debt from a lawsuit

* Help analyzing your debt

* Determining your property exemptions

* Assuring your eligibility for Chapter 7

* Reaffirming your secured debts such as keeping your car

* Assistance filing all the necessary forms

Beyond guiding you through the bankruptcy process, the Law Offices of Eric T. Johnson will instruct you as to the best course of action. Bankruptcy isn't for everyone, and there are numerous factors to consider. No matter your situation, you can always trust the Law Offices of Eric T. Johnson to provide honest legal counsel that helps with your debt.

Don't Let Debt Ruin Your Life; Get Your Debt Absolved With the Help of Law Offices of Eric T. Johnson.

FREE/PRO BONO FILING:

I am also providing pro bono services for eligible low-income no-asset clients.

Spanish, Mandarin, Russian, and Tagalog Translators Available!

Contact Us

Please feel free to call our office to inquire.

General Inquiries/Appointments: (415) 402-0355

Current Clients - Bankruptcy Inquiries: (415) 402-0355 or For Questions Email: bankruptcy.lawoffice@yahoo.com

Bankruptcy

A business or an individual can declare bankruptcy once they have ascertained that it has become impossible to pay off one's creditors. It can give you a chance to start over from a financial point of view, as most of debts are relieved after bankruptcy as been filed.

Chapter 7, or liquidation bankruptcy, means that your "estate" – i.e., your assets – is sold in order to pay off your creditors. A reorganization bankruptcy can also involve the selling of assets, but more often than not you can retain a majority of your assets while your creditors' needs are assessed.

Reorganization bankruptcies can be filed under the following guidelines:

* Chapter 9 – municipalities

* Chapter 11 – businesses and individuals with many assets

* Chapter 12 – farmers, fisherman

* Chapter 13 – individuals with steady income

* Chapter 15 – international cases

Chapter 7 Lawyer

Don't Let Debt Defeat You: Chapter 7 Bankruptcy Can Provide a Fresh Start

If you're plagued by debt, filing Chapter 7 bankruptcy may be the most effective way to protect yourself from creditor harassment and start afresh.

The Law Offices of Eric T. Johnson is a licensed bankruptcy attorney ready to help you file for Chapter 7 and make the phone calls stop. We've helped numerous clients absolve themselves of debt and can do the same for you. Some advantages to filing Chapter 7 with the Law Offices of Eric T. Johnson include:

* Help analyzing your debt

* Determining your property exemptions

* Assuring your eligibility for Chapter 7

* Reaffirming your secured debts

* Assistance filing all the necessary Chapter 7 forms

Beyond guiding you through the Chapter 7 process, the Law Offices of Eric T. Johnson will instruct you as to the best course of action. Chapter 7 isn't for everyone, and there are numerous factors to consider. No matter your situation, you can always trust the Law Offices of Eric T. Johnson to provide honest legal counsel that helps with your debt. Don't Let Debt Ruin Your Life; Get Your Debt Absolved With the Help of Law Offices of Eric T. Johnson.

Chapter 13 Bankruptcy

Can Chapter 13 Bankruptcy Help Clear Your Debt?

When you're deeply in debt climbing your way out seems impossible. You want to pay back what you owe, but mounting financial pressures and the cost of ordinary living make paying off debts seem a far away dream.

In these cases Filing for Chapter 13 bankruptcy can be the extra boost you need to start paying back debts and restore your good credit.

The Law Offices of Eric T. Johnson specializes in helping individuals file for Chapter 13 bankruptcy and establish viable repayment plans for debts. As a qualified bankruptcy attorney and Chapter 13 expert, the Law Offices of Eric T. Johnson has helped numerous debtors recover from their debt and return to living financially healthy lives.

We'll help you with all the particulars and paperwork involved in establishing Chapter 13, including:

* Analyzing your debt

* Determine eligibility and gauge your income

* Establish your property end exemptions

* Complete and file all forms

* Represent you at hearings and help negotiate a payment plan with creditors

Beyond guiding you through the Chapter 13 process, the Law Offices of Eric T. Johnson will instruct you as to the best course of action. Chapter 13 isn't for everyone, and there are numerous factors to consider. No matter your situation, you can always trust the Law Offices of Eric T. Johnson to provide honest legal counsel that helps with your debt.

Start Paying Back Your Debt With the Help of the Law Offices of Eric T. Johnson!l

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Articles Written

Can I Keep My Car If I File for Chapter 7 Bankruptcy?

Created On: 08/11/2010

Can I Keep My Automobile If I File for Chapter 7 Bankruptcy? This is also a common question from most of my clients.  A debtor can keep the car if the equity in your car is $0 or exempt based on the automobile exemption amount allowed in your state.

Can I Keep My House If I File for Chapter 7 Bankruptcy?

Created On: 08/07/2010

Can I Keep My House If I File for Chapter 7 Bankruptcy? This is a common question from most of my clients. Usually the house is an issue that is also a main factor when determining if one should file for chapter 7 or chapter 13...

What Do Tax Refunds Have To Do With Filing For Bankruptcy?

Created On: 08/07/2010

Timing is very important when filing for bankruptcy. One of the factors to consider when asking "when is a good time to file for bankruptcy?" is whether or not you anticipate receiving a tax refund. Debtors who usually receive refunds...

How Much Does It Cost To File Bankruptcy?

Created On: 04/26/2010

If you were thinking of not hiring an attorney, the cost of filing bankruptcy would be the filing fee plus the fees for Pre-filing credit counseling and Post-filing financial management...

see all articles

Case History

Debtor's Spouse Did Not File Jointly

Practice Area: Bankruptcy

Description: 1. Client just recently married after filing for bankruptcy and spouse did not file jointly. 2. Client is married to spouse that does not work or have separate assets or bank accounts. 3. Client is married, but spouse did not file bankruptcy with the debtor and spouse makes more money the debtor.

Outcome: Bankruptcy Approved for all 3 cases. 1. Although recently married, as long as none of the assets or debts are owned jointly and there was no fraud or planning to not commingle funds before filing bankruptcy, the court approved debtor's chapter 7 bankruptcy. 2. As long as the spouse does not provide support to the debtor that would increase debtors income by the amount of combined/community property to where the income will fail the median test (or force an unsuccessful means test), the bankruptcy was approved. 3. As long as the attorney or filer includes the spouse's income in the Statement of Income and the combined income does not exceed the median income requirement or the household expenses exceed the combined income, the debtor's bankruptcy was approved and the wife was not affected by the bankruptcy at all. While the bankruptcy court needed the wife's income information for analysis, she will not be affected or liable for the bankruptcy as long as the combined income does not exceed the median income or fail the means test.

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