Heller Law Firm

BANKRUPTCY & DEBT RELIEF

Chapter 7

Chapter 7 – Sometimes referred to as “Straight Bankruptcy” or “Liquidation” -- is the process that will result in eliminating almost all of your debt, including credit card debts, medical bills, unsecured bank loans, debts resulting from a repossession, debts from unpaid rent, unpaid attorney’s fees, old utility bills and other types of debts.

Chapter 13

Chapter 13 is an individual debt repayment plan. A debtor pledges a payment out of disposable earnings for a period of 36 – 60 months. During the plan, all creditors are prevented from collecting or harassing. A Chapter 13 Trustee administers the plan and pays creditors with the funds received from the debtor. At the end of the plan period, most unpaid debts are eliminated.


PERSONAL INJURY  

Types of Cases

We handle all cases where a person is injured as a result of someone else’s negligence. The most common type of claims are:

    * Auto accidents;
    * Slip and fall cases;
    * Animal bites;
    * Injuries caused by defective products;
    * Medical negligence*;
    * and Work injuries*

• Please Contact us for help with your legal issues